Comprehensive loan solutions tailored for PJ residents and businesses with competitive rates and fast approval
Get flexible financing for your personal needs with our competitive PJ personal loan solutions. Fast approval, transparent terms, and amounts up to RM 200,000.
Get your personal loan in PJ approved within 24 hours with complete documentation.
Competitive rates starting from 4.5% p.a. for qualified applicants.
Minimal paperwork required for your PJ personal loan application.
Choose repayment periods from 1 to 7 years based on your financial situation.
From RM 5,000 to RM 200,000 based on eligibility
4.5% - 8.5% p.a. (Fixed reducing balance)
12 to 84 months (1 to 7 years)
24 - 48 hours for complete applications
1% - 3% of approved amount (capped at RM 5,000)
Allowed with minimal charges after 6 months
21 to 60 years old at time of application
RM 2,000 per month (RM 1,500 for government employees)
Minimum 6 months with current employer
IC, 3 months payslips, 3 months bank statements
Contact us today for a free consultation and personalized loan solution tailored to your needs.
Fuel your business growth with our comprehensive PJ business loan services. From startup financing to expansion capital, we support PJ businesses with tailored financing solutions.
Access up to RM 500,000 for business expansion, equipment purchase, or working capital.
Structured repayment plans aligned with your business cash flow cycles.
Unsecured business loans available for established businesses with good track records.
Fast approval for business loans in PJ - decisions within 2-5 business days.
Short-term financing for daily operations, inventory purchase, and cash flow management.
Finance for machinery, vehicles, technology, and other business equipment.
Capital for opening new branches, renovating premises, or market expansion.
Registered with SSM (minimum 2 years for established business loans)
RM 100,000 annual turnover (for unsecured loans)
Minimum 6 months operational (startups may qualify for special programs)
SSM documents, financial statements, bank statements, business plan
From RM 10,000 to RM 500,000
5.2% - 9.5% p.a. (based on business profile and collateral)
1 to 10 years depending on loan purpose
2-5 business days for complete applications
Get the capital you need to expand, upgrade, or stabilize your business operations in Petaling Jaya.
Regain control of your finances with our professional PJ debt restructuring services. We help consolidate multiple debts into one manageable payment with lower interest rates.
Reduce your monthly debt obligations by up to 40% through consolidation.
Consolidate high-interest debts into a single loan with a lower overall interest rate.
Simplify your finances with one payment instead of managing multiple creditors.
Protect yourself from harassing collection calls and letters from multiple creditors.
We analyze your current debts, income, and expenses to create a customized debt restructuring plan for PJ residents.
We negotiate with your creditors on your behalf to secure better repayment terms and potentially reduce outstanding balances.
We provide a consolidation loan to pay off your existing debts, leaving you with one manageable monthly payment at a lower interest rate.
We provide guidance on budgeting and financial management to prevent future debt problems and improve your financial health.
Struggling with high-interest credit card debts from multiple banks
Falling behind on loan payments or receiving collection notices
Monthly debt payments exceeding 40% of your monthly income
Financial stress affecting your personal life and mental wellbeing
Potential to reduce total debt through creditor negotiations
Average interest savings of 30-50% compared to original rates
Extended repayment periods up to 10 years for better cash flow
Private and discreet handling of your financial situation
Don't let debt control your life. Our confidential debt restructuring services can help you regain financial freedom.
Find the right financial solution for your needs in Petaling Jaya
| Features | Personal Loan | Business Loan | Debt Restructuring |
|---|---|---|---|
| Purpose | Personal expenses, education, renovation | Business expansion, working capital, equipment | Consolidate multiple debts into one payment |
| Loan Amount | RM 5,000 - RM 200,000 | RM 10,000 - RM 500,000 | Based on existing debts + consolidation |
| Interest Rate | 4.5% - 8.5% p.a. | 5.2% - 9.5% p.a. | 6.0% - 10.0% p.a. |
| Tenure | 1 - 7 years | 1 - 10 years | 3 - 10 years |
| Processing Time | 24 - 48 hours | 2 - 5 business days | 3 - 7 business days |
| Collateral Required | Usually unsecured | Depends on amount and business | Usually unsecured |
| Best For | Individuals needing personal financing | PJ businesses seeking growth capital | Those with multiple high-interest debts |
Not sure which service is right for you? Contact our financial advisors for a free consultation.